Online cash loan without leaving your home on the offer of 8 banks!
Online loans have long been included in the offer of non-bank institutions. The lenders have accustomed us to applying for cash on the web. It is fast, convenient and safe, provided we use the offers of reliable lenders. Banks are moving with the times and also provide modern solutions!
Where to get a cash loan online without leaving home? Especially for our readers we have prepared a list of current offers. We compared online loans for the maximum loan amount, repayment time, APRC, required documents and transfer speed.
The loan without leaving home is 100% offered by PolyBank, Crediter and Phonebank. The other proposals are addressed to current bank clients. If we use e-banking, we can fill out a short online application, approve the contract with a token, one-time code, SMS password or by phone and receive funds to your account. New customers are required to apply by phone or branch.
In the cash loans ranking, we will find even more loan offers. If we need extra cash, it’s a good idea to follow current offers and borrow in the most convenient way.
Online cash loan without certification? Bank requirements
Banks that implement a remote loan granting process also try to minimize the necessary formalities. Some of the lenders listed by us do not require additional documents (including confirmation of earnings or bank statement). You can apply for a loan without any certificates at Phonebank and PolyBanku, as well as at Nanubank (remember – here you will get a loan online only when you are a bank customer!).
In addition to the need to provide a certificate of earnings, banks also require:
- 18 years of age,
- identity card,
- positive credit history.
How to apply for a loan without leaving home?
Applying for a loan online without leaving your home is easy and quick! Only four steps separate us from cash.
How to take credit via the internet?
- Indicate the loan amount and period. In the loan calculator, check the amount of the monthly installment and make sure that you can afford repayment.
- Fill out a loan application online by entering basic data.
- Verify your identity by completing an online transfer.
- Wait for the credit decision and approve the agreement. The money will soon be on your bank account!
It is worth adding that online loans do not usually require additional products, such as loan insurance. The decision to buy them is voluntary, but it can bring additional benefits, such as reducing loan costs.
How to pay off your online loan?
A loan concluded at a distance can be repaid in any way chosen by you. The most important is timely payment, in accordance with the repayment schedule, which we receive along with the contract.
Installments of the loan without leaving home can be repaid:
- standing order on a personal account,
- transfer from a personal account,
- postal order,
- payment at the bank branch where we made the loan or at another bank branch.
Why is it worth taking an online loan without leaving home?
Online credit without leaving home is a very attractive type of credit offered by banks. The advantages of online cash loans include:
- the convenience of applying for additional funds,
- attractive parameters of credit and installment matched to our financial capabilities,
- clear and transparent terms of granting credit,
- quick transfer of cash, we get money in up to 15 minutes,
- any destination for a loan,
- full access to documentation in electronic form. We can download and read the contract at any time and at any time,
- a simple way to approve the contract,
- hassle-free confirmation of your identity by means of a verification transfer.
A loan without leaving home also in the offer of non-bank institutions!
Loans without leaving your home can also be found in the offer of non-bank institutions that have long benefited from innovative solutions. They offer both online payday loans with a short repayment date, as well as installment loans, with a maximum lending period of up to 48 months. When deciding on an online loan, it is worth using the payday rankings and installment loan rankings to select the cheapest and most attractive offers. Let’s get to know the best proposals, according to the list prepared and updated on a regular basis!
Top 3 payday loans without leaving home:
- Lenderspo – a minute to 6000 PLN for 45 days and the first loan for free up to PLN 3000 for new customers,
- Manyporfel – payday up to PLN 6000 for 45 days and the first loan for free up to PLN 3000 for new customers,
- MetLoan – a minute up to PLN 5,000 for 30 days and the first loan for free up to PLN 3,000 for new customers.
Top 3 loans in installments without leaving your home:
- LenderspoRaty – a loan up to PLN 10,000 for 24 months,
- Carriedo Now – loan up to PLN 20,000 for 48 months,
- Easy Loan – loan up to PLN 20,000 for 48 months.
Do you want to learn all the advantages of online loans and credits without leaving your home? Go to the website of the chosen institution and check the detailed terms of the offer, and you will see how easy, convenient and profitable is to borrow money online!